{"id":157295,"date":"2023-08-15T10:12:07","date_gmt":"2023-08-15T02:12:07","guid":{"rendered":"\/\/www.uniqueadd.com\/bxzs\/njx\/157295.html"},"modified":"2023-08-15T10:12:07","modified_gmt":"2023-08-15T02:12:07","slug":"%e5%b9%b4%e9%87%91%e5%a4%8d%e5%88%a9%e7%bb%88%e5%80%bc%e8%ae%a1%e7%ae%97%e4%b8%ba%e4%bb%80%e4%b9%88%e6%9c%80%e5%90%8e%e4%b8%80%e5%b9%b4","status":"publish","type":"post","link":"\/\/www.uniqueadd.com\/bxzs\/njx\/157295.html","title":{"rendered":"\u5e74\u91d1\u590d\u5229\u7ec8\u503c\u8ba1\u7b97\u4e3a\u4ec0\u4e48\u6700\u540e\u4e00\u5e74"},"content":{"rendered":"

\"\u5e74\u91d1\u590d\u5229\u7ec8\u503c\u8ba1\u7b97\u4e3a\u4ec0\u4e48\u6700\u540e\u4e00\u5e74\u63d2\u56fe\"<\/p>\n

\u5728\u5e74\u91d1<\/a><\/span>\u6295\u8d44\u7684\u8fc7\u7a0b\u4e2d\uff0c\u590d\u5229<\/a><\/span>\u662f\u4e00\u4e2a\u91cd\u8981\u7684\u6982\u5ff5\u3002\u590d\u5229\u6307\u7684\u662f\u6295\u8d44\u6536\u76ca\u518d\u6295\u8d44\uff0c\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u4ee5\u524d\u7684\u6536\u76ca\u4e5f\u4f1a\u4ea7\u751f\u65b0\u7684\u6536\u76ca\u3002\u800c\u5e74\u91d1\u590d\u5229\u7ec8\u503c<\/a><\/span>\u8ba1\u7b97<\/a><\/span>\u4e2d\u7684\u201c\u6700\u540e\u4e00\u5e74<\/a><\/span>\u201d\u8fd9\u4e2a\u6982\u5ff5\uff0c\u662f\u56e0\u4e3a\u5728\u8ba1\u7b97\u590d\u5229\u7ec8\u503c\u65f6\uff0c\u9700\u8981\u786e\u5b9a\u4e00\u6bb5\u7279\u5b9a\u7684\u65f6\u95f4\u5468\u671f\u3002<\/p>\n

\u5728\u5e74\u91d1\u6295\u8d44\u4e2d\uff0c\u6700\u540e\u4e00\u5e74\u662f\u6307\u6295\u8d44\u671f\u9650\u7ed3\u675f\u7684\u90a3\u4e00\u5e74\u3002\u901a\u8fc7\u5c06\u6bcf\u5e74\u6295\u5165\u7684\u8d44\u91d1\u4ee5\u4e00\u5b9a\u7684\u5229\u7387\u8fdb\u884c\u590d\u5229\u8ba1\u7b97\uff0c\u6700\u7ec8\u5f97\u5230\u7684\u7ed3\u679c\u5c31\u662f\u6700\u540e\u4e00\u5e74\u7684\u590d\u5229\u7ec8\u503c\u3002\u8fd9\u4e2a\u7ec8\u503c\u53ef\u4ee5\u7528\u4e8e\u8bc4\u4f30\u6295\u8d44\u7684\u6536\u76ca\u60c5\u51b5\uff0c\u5e76\u4f5c\u4e3a\u6295\u8d44\u51b3\u7b56\u7684\u53c2\u8003\u4f9d\u636e\u3002<\/p>\n

\u4e3a\u4ec0\u4e48\u8981\u9009\u62e9\u6700\u540e\u4e00\u5e74\u6765\u8ba1\u7b97\u590d\u5229\u7ec8\u503c\u5462\uff1f\u8fd9\u662f\u56e0\u4e3a\u5728\u4e00\u6bb5\u7279\u5b9a\u7684\u65f6\u95f4\u5468\u671f\u5185\uff0c\u6bcf\u5e74\u6295\u5165\u7684\u8d44\u91d1\u90fd\u4f1a\u5728\u63a5\u4e0b\u6765\u7684\u51e0\u5e74\u4e2d\u4ea7\u751f\u6536\u76ca\u3002\u800c\u5728\u8ba1\u7b97\u590d\u5229\u7ec8\u503c\u65f6\uff0c\u6211\u4eec\u901a\u5e38\u5e0c\u671b\u5f97\u5230\u6574\u4e2a\u6295\u8d44\u671f\u95f4\u7684\u6700\u7ec8\u6536\u76ca\u60c5\u51b5\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u6bcf\u5e74\u7684\u6295\u8d44\u6536\u76ca\u3002<\/p>\n

\u5e74\u91d1\u590d\u5229\u7ec8\u503c\u8ba1\u7b97\u7684\u516c\u5f0f<\/h3>\n

\u5e74\u91d1\u590d\u5229\u7ec8\u503c\u7684\u8ba1\u7b97\u53ef\u4ee5\u7528\u4ee5\u4e0b\u7684\u516c\u5f0f\u8868\u793a\uff1a<\/p>\n

\u7ec8\u503c = P \u00d7 \uff081 + r\uff09^n<\/p>\n

\u5176\u4e2d\uff0cP\u4ee3\u8868\u6bcf\u5e74\u7684\u6295\u8d44\u91d1\u989d\uff0cr\u4ee3\u8868\u5e74\u5229\u7387\uff0cn\u4ee3\u8868\u6295\u8d44\u5e74\u9650\u3002\u5728\u8ba1\u7b97\u7ec8\u503c\u65f6\uff0c\u9700\u8981\u5c06\u6bcf\u5e74\u7684\u6295\u8d44\u91d1\u989d\u4e0e\u5bf9\u5e94\u7684\u5e74\u5229\u7387\u8fdb\u884c\u590d\u5229\u8ba1\u7b97\uff0c\u5e76\u5c06\u6bcf\u5e74\u7684\u7ec8\u503c\u76f8\u52a0\u5f97\u5230\u6700\u7ec8\u7684\u7ec8\u503c\u3002<\/p>\n

\u4f8b\u5982\uff0c\u5047\u8bbe\u6bcf\u5e74\u7684\u6295\u8d44\u91d1\u989d\u4e3a1000\u5143\uff0c\u5e74\u5229\u7387\u4e3a5%\uff0c\u6295\u8d44\u5e74\u9650\u4e3a10\u5e74\u3002\u90a3\u4e48\u6bcf\u5e74\u7684\u7ec8\u503c\u53ef\u4ee5\u901a\u8fc7\u4ee5\u4e0b\u7684\u8ba1\u7b97\u5f97\u51fa\uff1a<\/p>\n

\u7b2c\u4e00\u5e74\u7684\u7ec8\u503c = 1000 \u00d7 \uff081 + 5%\uff09^1 = 1000 \u00d7 1.05 = 1050<\/p>\n

\u7b2c\u4e8c\u5e74\u7684\u7ec8\u503c = 1000 \u00d7 \uff081 + 5%\uff09^2 = 1000 \u00d7 1.1025 = 1102.5<\/p>\n

……<\/p>\n

\u7b2c\u5341\u5e74\u7684\u7ec8\u503c = 1000 \u00d7 \uff081 + 5%\uff09^10 = 1000 \u00d7 1.6289 = 1628.9<\/p>\n

\u6700\u540e\uff0c\u5c06\u6bcf\u5e74\u7684\u7ec8\u503c\u76f8\u52a0\u5f97\u5230\u6700\u7ec8\u7684\u7ec8\u503c\uff1a<\/p>\n

\u7ec8\u503c = \u7b2c\u4e00\u5e74\u7684\u7ec8\u503c + \u7b2c\u4e8c\u5e74\u7684\u7ec8\u503c + …… + \u7b2c\u5341\u5e74\u7684\u7ec8\u503c = 1050 + 1102.5 + …… + 1628.9 = 16288.9<\/p>\n

\u5e74\u91d1\u590d\u5229\u7ec8\u503c\u8ba1\u7b97\u7684\u610f\u4e49<\/h3>\n

\u5e74\u91d1\u590d\u5229\u7ec8\u503c\u8ba1\u7b97\u7684\u610f\u4e49\u5728\u4e8e\u7528\u4e8e\u8bc4\u4f30\u6295\u8d44\u7684\u6536\u76ca\u60c5\u51b5\u3002\u901a\u8fc7\u8ba1\u7b97\u7ec8\u503c\uff0c\u53ef\u4ee5\u5f97\u77e5\u4ee5\u4e00\u5b9a\u7684\u6295\u8d44\u91d1\u989d\u548c\u6295\u8d44\u671f\u9650\uff0c\u5728\u7ed9\u5b9a\u7684\u5e74\u5229\u7387\u4e0b\uff0c\u53ef\u80fd\u83b7\u5f97\u7684\u6700\u7ec8\u6536\u76ca\u3002\u8fd9\u6709\u52a9\u4e8e\u6295\u8d44\u8005\u8fdb\u884c\u7406\u6027\u5224\u65ad\u548c\u51b3\u7b56\u3002<\/p>\n

\u540c\u65f6\uff0c\u5e74\u91d1\u590d\u5229\u7ec8\u503c\u8ba1\u7b97\u4e5f\u53ef\u4ee5\u4f5c\u4e3a\u6295\u8d44\u89c4\u5212\u7684\u53c2\u8003\u3002\u901a\u8fc7\u6839\u636e\u4e0d\u540c\u7684\u6295\u8d44\u91d1\u989d\u3001\u5e74\u5229\u7387\u548c\u6295\u8d44\u5e74\u9650\u8fdb\u884c\u8ba1\u7b97\uff0c\u53ef\u4ee5\u6bd4\u8f83\u4e0d\u540c\u6295\u8d44\u65b9\u6848\u7684\u7ec8\u503c\uff0c\u5e76\u9009\u62e9\u6700\u6709\u5229\u53ef\u56fe\u7684\u65b9\u6848\u3002<\/p>\n

\u7ed3\u8bed<\/h3>\n

\u5e74\u91d1\u590d\u5229\u7ec8\u503c\u8ba1\u7b97\u662f\u4e00\u79cd\u91cd\u8981\u7684\u91d1\u878d\u5de5\u5177\uff0c\u53ef\u4ee5\u5e2e\u52a9\u6295\u8d44\u8005\u4e86\u89e3\u6295\u8d44\u7684\u6700\u7ec8\u6536\u76ca\u60c5\u51b5\u3002\u9009\u62e9\u6700\u540e\u4e00\u5e74\u8fdb\u884c\u8ba1\u7b97\uff0c\u662f\u4e3a\u4e86\u5f97\u5230\u6574\u4e2a\u6295\u8d44\u5468\u671f\u7684\u7ec8\u503c\uff0c\u5e76\u4e3a\u6295\u8d44\u51b3\u7b56\u63d0\u4f9b\u53c2\u8003\u4f9d\u636e\u3002\u901a\u8fc7\u5408\u7406\u7684\u6295\u8d44\u89c4\u5212\u548c\u8ba1\u7b97\uff0c\u53ef\u4ee5\u6700\u5927\u7a0b\u5ea6\u5730\u5b9e\u73b0\u8d44\u91d1\u7684\u589e\u503c\u548c\u8d22\u5bcc\u7684\u79ef\u7d2f\u3002<\/p>\n

\u6700\u540e\u5982\u679c\u60a8\u6b63\u5728\u8003\u8651\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u4fdd\u9669\u4ea7\u54c1\u6216\u8005\u9700\u8981\u8fdb\u884c\u4fdd\u969c\u914d\u7f6e\u7684\u8bdd\uff0c\u6211\u4eec\u771f\u8bda\u5730\u9080\u8bf7\u60a8\u70b9\u51fb\u4e0b\u65b9\u56fe\u7247\u62a5\u540d\u53c2\u52a0\u514d\u8d39\u7684\u4e00\u5bf9\u4e00\u5bb6\u5ead\u4fdd\u969c\u89c4\u5212\u670d\u52a1\u3002<\/strong><\/p>\n

\u6211\u4eec\u7684\u4e13\u4e1a\u8c31\u84dd\u89c4\u5212\u5e08\u5c06\u4f1a\u4e3a\u60a8\u91cf\u8eab\u5b9a\u5236\u5bb6\u5ead\u4fdd\u969c\u65b9\u6848\uff0c\u5e76\u534f\u52a9\u60a8\u89c4\u8303\u6295\u4fdd\u3002\u6211\u4eec\u5341\u5206\u91cd\u89c6\u6bcf\u4e00\u4f4d\u7528\u6237\u7684\u9700\u6c42\uff0c\u56e0\u6b64\u6211\u4eec\u81f4\u529b\u4e8e\u4ee5\u66f4\u5173\u5fc3\u548c\u4f53\u8d34\u7684\u65b9\u5f0f\u6765\u4e3a\u60a8\u63d0\u4f9b\u670d\u52a1\u3002\u8ba9\u6211\u4eec\u4e3a\u60a8\u63d0\u4f9b\u6700\u5408\u9002\u7684\u89e3\u51b3\u65b9\u6848\uff0c\u8ba9\u60a8\u7684\u5bb6\u4eba\u62e5\u6709\u66f4\u5b89\u5fc3\u3001\u66f4\u6709\u4fe1\u5fc3\u7684\u672a\u6765\u3002\u671f\u5f85\u4e0e\u60a8\u6c9f\u901a\u4ea4\u6d41\uff0c\u5171\u540c\u89c4\u5212\u7f8e\u597d\u660e\u5929\uff01<\/p>\n","protected":false},"excerpt":{"rendered":"

\u5728\u5e74\u91d1\u6295\u8d44\u7684\u8fc7\u7a0b\u4e2d\uff0c\u590d\u5229\u662f\u4e00\u4e2a\u91cd\u8981\u7684\u6982\u5ff5\u3002\u590d\u5229\u6307\u7684\u662f\u6295\u8d44\u6536\u76ca\u518d\u6295\u8d44\uff0c\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u4ee5\u524d\u7684\u6536\u76ca\u4e5f\u4f1a\u4ea7\u751f\u65b0\u7684\u6536\u76ca\u3002\u800c\u5e74\u91d1\u590d\u5229\u7ec8\u503c\u8ba1\u7b97\u4e2d\u7684\u201c\u6700\u540e\u4e00\u5e74\u201d\u8fd9\u4e2a\u6982\u5ff5\uff0c\u662f\u56e0\u4e3a\u5728\u8ba1\u7b97\u590d\u5229\u7ec8\u503c\u65f6\uff0c…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[247,455],"tags":[37307,12215,8759,57109,38591],"special":[],"_links":{"self":[{"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/posts\/157295"}],"collection":[{"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/comments?post=157295"}],"version-history":[{"count":0,"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/posts\/157295\/revisions"}],"wp:attachment":[{"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/media?parent=157295"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/categories?post=157295"},{"taxonomy":"post_tag","embeddable":true,"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/tags?post=157295"},{"taxonomy":"special","embeddable":true,"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/special?post=157295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}