{"id":167349,"date":"2023-10-30T15:29:34","date_gmt":"2023-10-30T07:29:34","guid":{"rendered":"\/\/www.uniqueadd.com\/bxzs\/njx\/167349.html"},"modified":"2023-10-30T15:29:34","modified_gmt":"2023-10-30T07:29:34","slug":"%e5%b9%b4%e9%87%91%e7%bb%88%e5%80%bc","status":"publish","type":"post","link":"\/\/www.uniqueadd.com\/bxzs\/njx\/167349.html","title":{"rendered":"\u5e74\u91d1\u7ec8\u503c"},"content":{"rendered":"

\"\u5e74\u91d1\u7ec8\u503c\u63d2\u56fe\"<\/p>\n

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\u5e74\u91d1\u7ec8\u503c\u662f\u6307\u5728\u4e00\u5b9a\u671f\u9650<\/a><\/span>\u5185\u6bcf\u5e74\u652f\u4ed8<\/a><\/span>\u4e00\u5b9a\u91d1\u989d<\/a><\/span>\u7684\u60c5\u51b5\u4e0b\uff0c\u5230\u671f\u65f6\u6240\u7d2f\u79ef\u7684\u603b\u91d1\u989d\u3002\u5b83\u662f\u4fdd\u9669\u89c4\u5212\u4e2d\u975e\u5e38\u91cd\u8981\u7684\u6982\u5ff5\u4e4b\u4e00\u3002\u8ba1\u7b97\u5e74\u91d1\u7ec8\u503c\u9700\u8981\u8003\u8651\u4e09\u4e2a\u4e3b\u8981\u56e0\u7d20\uff1a\u652f\u4ed8\u671f\u9650\u3001\u652f\u4ed8\u91d1\u989d\u548c\u5229\u7387\u3002<\/p>\n

\u652f\u4ed8\u671f\u9650\u7684\u5f71\u54cd<\/h3>\n

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\u652f\u4ed8\u91d1\u989d\u7684\u5f71\u54cd<\/h3>\n

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\u5229\u7387\u5bf9\u7ec8\u503c\u7684\u5f71\u54cd<\/h3>\n

\u5229\u7387\u662f\u8ba1\u7b97\u5e74\u91d1\u7ec8\u503c\u65f6\u6700\u91cd\u8981\u7684\u56e0\u7d20\u4e4b\u4e00\u3002\u8f83\u9ad8\u7684\u5229\u7387\u610f\u5473\u7740\u6295\u8d44\u56de\u62a5\u66f4\u9ad8\uff0c\u4ece\u800c\u4f7f\u7ec8\u503c\u589e\u52a0\u3002\u76f8\u53cd\uff0c\u8f83\u4f4e\u7684\u5229\u7387\u5219\u4f1a\u5bfc\u81f4\u7ec8\u503c\u964d\u4f4e\u3002<\/p>\n

\u8ba1\u7b97\u5e74\u91d1\u7ec8\u503c\u7684\u793a\u4f8b<\/h3>\n

\u5047\u8bbe\u4f60\u6253\u7b97\u6bcf\u5e74\u652f\u4ed810000\u5143\uff0c\u4ee5\u671f\u671b\u572820\u5e74\u540e\u5f97\u5230\u4e00\u4e2a\u8f83\u9ad8\u7684\u5e74\u91d1\u7ec8\u503c\u3002\u540c\u65f6\uff0c\u4f60\u5e0c\u671b\u901a\u8fc7\u6295\u8d44\u83b7\u5f97\u8f83\u9ad8\u7684\u5229\u7387\u56de\u62a5\uff0c\u5047\u8bbe\u5229\u7387\u4e3a5%\u3002\u6839\u636e\u8fd9\u4e9b\u6761\u4ef6\uff0c\u6211\u4eec\u53ef\u4ee5\u4f7f\u7528\u4ee5\u4e0b\u516c\u5f0f\u6765\u8ba1\u7b97\u5e74\u91d1\u7ec8\u503c\uff1a<\/p>\n

FV = PMT * [(1 + r)^n – 1] \/ r<\/p>\n

\u5176\u4e2dFV\u4ee3\u8868\u5e74\u91d1\u7ec8\u503c\uff0cPMT\u4ee3\u8868\u6bcf\u6b21\u652f\u4ed8\u91d1\u989d\uff0cr\u4ee3\u8868\u5229\u7387\uff0cn\u4ee3\u8868\u652f\u4ed8\u671f\u9650\u3002<\/p>\n

\u5c06\u5bf9\u5e94\u6570\u503c\u4ee3\u5165\u516c\u5f0f\u4e2d\uff1a<\/p>\n

FV = 10000 * [(1 + 0.05)^20 – 1] \/ 0.05 = 10000 * (1.05^20 – 1) \/ 0.05 \u2248 395,852\u5143<\/p>\n

\u7ed3\u8bed<\/h3>\n

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\u6700\u540e\u5982\u679c\u60a8\u6b63\u5728\u8003\u8651\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u4fdd\u9669\u4ea7\u54c1\u6216\u8005\u9700\u8981\u8fdb\u884c\u4fdd\u969c\u914d\u7f6e\u7684\u8bdd\uff0c\u6211\u4eec\u771f\u8bda\u5730\u9080\u8bf7\u60a8\u70b9\u51fb\u4e0b\u65b9\u56fe\u7247\u62a5\u540d\u53c2\u52a0\u514d\u8d39\u7684\u4e00\u5bf9\u4e00\u5bb6\u5ead\u4fdd\u969c\u89c4\u5212\u670d\u52a1\u3002<\/strong><\/p>\n

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