\u5bff\u9669<\/a><\/span>\uff08Term Life Insurance\uff09<\/p>\n\u5b9a\u671f\u5bff\u9669\u662f\u6700\u5e38\u89c1\u548c\u6700\u7b80\u5355\u7684\u5bff\u9669\u5f62\u5f0f\u4e4b\u4e00\u3002\u5b83\u63d0\u4f9b\u4e86\u4e00\u6bb5\u56fa\u5b9a\u671f\u9650\u5185\u7684\u6b7b\u4ea1\u98ce\u9669\u4fdd\u969c\u3002\u5982\u679c\u88ab\u4fdd\u4eba\u5728\u5408\u540c\u671f\u9650\u5185\u53bb\u4e16\uff0c\u53d7\u76ca\u4eba\u5c06\u83b7\u5f97\u5408\u540c\u89c4\u5b9a\u7684\u8d54\u507f\u91d1\u989d\u3002\u8fd9\u79cd\u4fdd\u9669\u901a\u5e38\u6709\u8f83\u4f4e\u7684\u8d39\u7528\uff0c\u7279\u522b\u9002\u5408\u90a3\u4e9b\u9700\u8981\u6682\u65f6\u6027\u98ce\u9669\u4fdd\u969c\u7684\u4eba\u3002<\/p>\n
2. \u7ec8\u8eab\u5bff\u9669\uff08Whole Life Insurance\uff09<\/p>\n
\u7ec8\u8eab\u5bff\u9669\u662f\u4e00\u79cd\u6301\u7eed\u5230\u88ab\u4fdd\u4eba\u53bb\u4e16\u65f6\u90fd\u6709\u6548\u7684\u5bff\u9669\u5f62\u5f0f\u3002\u9664\u4e86\u63d0\u4f9b\u6b7b\u4ea1\u98ce\u9669\u4fdd\u969c\u5916\uff0c\u7ec8\u8eab\u5bff\u9669\u8fd8\u79ef\u7d2f\u73b0\u91d1\u4ef7\u503c\u3002\u88ab\u4fdd\u4eba\u53ef\u4ee5\u901a\u8fc7\u501f\u6b3e\u6216\u8005\u63d0\u53d6\u73b0\u91d1\u4ef7\u503c\u6765\u5e94\u5bf9\u7d27\u6025\u7ecf\u6d4e\u9700\u6c42\u3002\u8fd9\u79cd\u4fdd\u9669\u901a\u5e38\u8d39\u7528\u8f83\u9ad8\uff0c\u9002\u5408\u957f\u671f\u4fdd\u969c\u548c\u6295\u8d44\u589e\u503c\u3002<\/p>\n
3. \u589e\u989d\u5bff\u9669\uff08Increasing Term Insurance\uff09<\/p>\n
\u589e\u989d\u5bff\u9669\u662f\u4e00\u79cd\u5b9a\u671f\u5bff\u9669\u7684\u53d8\u4f53\uff0c\u5176\u8d54\u507f\u91d1\u989d\u4f1a\u968f\u65f6\u95f4\u589e\u52a0\u3002\u8fd9\u79cd\u4fdd\u9669\u901a\u5e38\u7528\u4e8e\u6ee1\u8db3\u968f\u7740\u5e74\u9f84\u589e\u957f\u800c\u589e\u52a0\u7684\u8d22\u52a1\u9700\u6c42\uff0c\u5982\u5b50\u5973\u6559\u80b2\u8d39\u7528\u6216\u9000\u4f11\u91d1\u50a8\u5907\u3002<\/p>\n
4. \u4e07\u80fd\u5bff\u9669\uff08Universal Life Insurance\uff09<\/p>\n
\u4e07\u80fd\u5bff\u9669\u662f\u4e00\u79cd\u7075\u6d3b\u7684\u5bff\u9669\u5f62\u5f0f\u3002\u5b83\u7ed3\u5408\u4e86\u7ec8\u8eab\u5bff\u9669\u548c\u50a8\u84c4\u5e10\u6237\u7684\u7279\u70b9\u3002\u88ab\u4fdd\u4eba\u53ef\u4ee5\u6839\u636e\u81ea\u5df1\u7684\u9700\u8981\u8c03\u6574\u4fdd\u8d39\u548c\u6b7b\u4ea1\u98ce\u9669\u4fdd\u989d\uff0c\u5e76\u7075\u6d3b\u5229\u7528\u50a8\u84c4\u90e8\u5206\u6ee1\u8db3\u5176\u4ed6\u7ecf\u6d4e\u9700\u6c42\u3002<\/p>\n
5. \u6295\u8d44\u8fde\u7ed3\u578b\u5bff\u9669\uff08Variable Life Insurance\uff09<\/p>\n
\u6295\u8d44\u8fde\u7ed3\u578b\u5bff\u9669\u5141\u8bb8\u88ab\u4fdd\u4eba\u5c06\u90e8\u5206\u4fdd\u8d39\u6295\u8d44\u4e8e\u80a1\u7968\u3001\u503a\u5238\u7b49\u91d1\u878d\u5de5\u5177\u4e2d\uff0c\u4ee5\u8ffd\u6c42\u66f4\u9ad8\u7684\u6295\u8d44\u56de\u62a5\u3002\u6295\u8d44\u6536\u76ca\u53ef\u4ee5\u7528\u4e8e\u652f\u4ed8\u4fdd\u8d39\u6216\u589e\u52a0\u4fdd\u989d\u3002\u7136\u800c\uff0c\u7531\u4e8e\u6295\u8d44\u98ce\u9669\u7684\u5b58\u5728\uff0c\u6295\u8d44\u8fde\u7ed3\u578b\u5bff\u9669\u4e5f\u5b58\u5728\u6295\u8d44\u635f\u5931\u7684\u53ef\u80fd\u6027\u3002<\/p>\n
\u5982\u4f55\u9009\u62e9\u9002\u5408\u81ea\u5df1\u7684\u751f\u547d\u4fdd\u9669\uff1f<\/h3>\n
\u9009\u62e9\u9002\u5408\u81ea\u5df1\u7684\u751f\u547d\u4fdd\u9669\u9700\u8981\u8003\u8651\u4ee5\u4e0b\u51e0\u4e2a\u56e0\u7d20\uff1a<\/p>\n
1. \u98ce\u9669\u627f\u53d7\u80fd\u529b<\/p>\n
\u8bc4\u4f30\u81ea\u5df1\u5bf9\u98ce\u9669\u7684\u627f\u53d7\u80fd\u529b\uff0c\u5982\u679c\u4f60\u9700\u8981\u77ed\u671f\u98ce\u9669\u4fdd\u969c\uff0c\u53ef\u4ee5\u8003\u8651\u5b9a\u671f\u5bff\u9669\uff1b\u5982\u679c\u4f60\u5e0c\u671b\u957f\u671f\u4fdd\u969c\u548c\u6295\u8d44\u589e\u503c\uff0c\u53ef\u4ee5\u9009\u62e9\u7ec8\u8eab\u5bff\u9669\u3002<\/p>\n
2. \u7ecf\u6d4e\u9700\u6c42<\/p>\n
\u786e\u5b9a\u4f60\u7684\u7ecf\u6d4e\u9700\u6c42\u548c\u76ee\u6807\uff0c\u6bd4\u5982\u6559\u80b2\u91d1\u50a8\u5907\u3001\u623f\u8d37\u8fd8\u6b3e\u6216\u9000\u4f11\u91d1\u7b49\u3002\u6839\u636e\u4e0d\u540c\u7684\u9700\u6c42\u9009\u62e9\u5408\u9002\u7684\u5bff\u9669\u7c7b\u578b\u3002<\/p>\n
3. \u8d22\u52a1\u72b6\u51b5<\/p>\n
\u8bc4\u4f30\u81ea\u5df1\u7684\u8d22\u52a1\u72b6\u51b5\uff0c\u5305\u62ec\u6536\u5165\u3001\u652f\u51fa\u548c\u503a\u52a1\u7b49\u3002\u786e\u4fdd\u4f60\u53ef\u4ee5\u8d1f\u62c5\u5f97\u8d77\u6240\u9009\u5bff\u9669\u7c7b\u578b\u7684\u8d39\u7528\uff0c\u5e76\u4e3a\u672a\u6765\u63d0\u4f9b\u8db3\u591f\u7684\u7ecf\u6d4e\u652f\u6301\u3002<\/p>\n
\u5c0f\u7ed3<\/h3>\n
\u751f\u547d\u4fdd\u9669\u662f\u4e00\u79cd\u91cd\u8981\u7684\u7ecf\u6d4e\u4fdd\u969c\u5de5\u5177\uff0c\u53ef\u4ee5\u5e2e\u52a9\u4e2a\u4eba\u548c\u5bb6\u5ead\u5728\u610f\u5916\u4e8b\u4ef6\u53d1\u751f\u65f6\u5f97\u5230\u7ecf\u6d4e\u652f\u6301\u3002\u9009\u62e9\u9002\u5408\u81ea\u5df1\u7684\u5bff\u9669\u7c7b\u578b\u9700\u8981\u8003\u8651\u98ce\u9669\u627f\u53d7\u80fd\u529b\u3001\u7ecf\u6d4e\u9700\u6c42\u548c\u8d22\u52a1\u72b6\u51b5\u7b49\u56e0\u7d20\u3002\u65e0\u8bba\u9009\u62e9\u54ea\u79cd\u751f\u547d\u4fdd\u9669\uff0c\u90fd\u5e94\u8be5\u5b9a\u671f\u8bc4\u4f30\u548c\u8c03\u6574\u4fdd\u969c\u8ba1\u5212\uff0c\u4ee5\u786e\u4fdd\u5b83\u7b26\u5408\u4f60\u7684\u9700\u6c42\u548c\u76ee\u6807\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u751f\u547d\u4fdd\u9669\u79cd\u7c7b \u4ec0\u4e48\u662f\u751f\u547d\u4fdd\u9669\uff1f \u751f\u547d\u4fdd\u9669\u662f\u4e00\u79cd\u4fdd\u969c\u4e2a\u4eba\u548c\u5bb6\u5ead\u5728\u610f\u5916\u4e8b\u4ef6\u53d1\u751f\u65f6\u80fd\u591f\u5f97\u5230\u7ecf\u6d4e\u652f\u6301\u7684\u4fdd\u9669\u4ea7\u54c1\u3002\u5b83\u4e3a\u88ab\u4fdd\u9669\u4eba\u63d0\u4f9b\u4e00\u5b9a\u91d1\u989d\u7684\u8d54\u507f\uff0c\u4ee5\u6ee1\u8db3\u4ed6\u4eec\u7684\u751f\u6d3b\u8d39\u7528\u3001\u533b\u7597\u8d39\u7528\u548c\u5176\u4ed6\u7ecf\u6d4e\u9700\u6c42…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[5],"tags":[59807,61929,18567,21,57239],"special":[],"_links":{"self":[{"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/posts\/194511"}],"collection":[{"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/comments?post=194511"}],"version-history":[{"count":0,"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/posts\/194511\/revisions"}],"wp:attachment":[{"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/media?parent=194511"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/categories?post=194511"},{"taxonomy":"post_tag","embeddable":true,"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/tags?post=194511"},{"taxonomy":"special","embeddable":true,"href":"\/\/www.uniqueadd.com\/wp-json\/wp\/v2\/special?post=194511"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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<\/p>\n