{"id":58083,"date":"2022-12-17T11:27:56","date_gmt":"2022-12-17T03:27:56","guid":{"rendered":"\/\/www.uniqueadd.com\/?p=58083"},"modified":"2022-12-16T19:33:02","modified_gmt":"2022-12-16T11:33:02","slug":"%e7%9b%91%e7%ae%a1%e9%85%9d%e9%85%bf%e8%bd%a6%e9%99%a9%e4%ba%8c%e6%ac%a1%e8%b4%b9%e7%8e%87%e6%94%b9%e9%9d%a9-%e8%bf%9b%e4%b8%80%e6%ad%a5%e8%b0%83%e6%95%b4%e8%b4%b9%e7%8e%87%e8%b0%83%e6%95%b4%e7%b3%bb","status":"publish","type":"post","link":"\/\/www.uniqueadd.com\/bxzs\/bxnew\/58083.html","title":{"rendered":"\u76d1\u7ba1\u915d\u917f\u8f66\u9669\u4e8c\u6b21\u8d39\u7387\u6539\u9769\uff0c\u8fdb\u4e00\u6b65\u8c03\u6574\u8d39\u7387\u8c03\u6574\u7cfb\u6570"},"content":{"rendered":"<p>\u5bfc\u8bfb\uff1a<br \/><span class=\"wpcom_tag_link\"><a href=\"\/\/www.uniqueadd.com\/tag\/22005\" title=\"\u8f66\u9669\u8d39\u7387\u6539\u9769\" 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\/>\u89c6\u91ce\u3002\u8fd9\u4e00\u8de8\u8d8a\u5f0f\u53d8\u5316\u53ef\u4ee5\u6709\u6548\u5730\u63d0\u9ad8\u5b9a\u4ef7\u6a21\u578b\u7684\u51c6\u786e\u6027\uff0c\u589e\u5f3a\u98ce\u9669\u8bc6\u522b\u548c\u9884\u9632\u80fd\u529b\uff0c\u63d0\u9ad8\u6d88\u8d39\u8005\u6ee1\u610f\u5ea6\u3002\u56e0\u6b64\uff0c\u4fdd\u9669\u516c\u53f8\u5f00\u59cb\u52aa\u529b\u5b9a\u4ef7\u3001\u670d\u52a1\u548c\u521b\u65b0\uff0c\u4ee5\u62a2\u5360\u5e02\u573a \u4efd\u989d\u3002<\/p>\n<p style=\"text-indent: 2em;\">\u5728\u5b9a\u4ef7\u65b9\u9762\uff0c\u5927\u591a\u6570\u4fdd\u9669\u516c\u53f8\u5f00\u59cb\u5f15\u5165\u5927\u6570\u636e\u6765\u5b9e\u73b0\u51c6\u786e\u7684\u5b9a\u4ef7\u3002\u636e\u62a5\u9053\uff0c\u4f20\u7edf\u7684\u6c7d\u8f66\u4fdd\u9669\u5b9a\u4ef7\u6a21\u5f0f\u662f\u65b0\u8f66\u8d2d\u4e70\u4ef7\u683c+\u4e3b\u8981\u56e0\u7d20\u662f\u53bb\u5e74\u7684\u7d22\u8d54\u6b21\u6570 \u8ba1\u7b97\u4fdd<br \/>\u8d39\u3002\u6539\u9769\u540e\uff0c\u662f\u8f66\u578b\u5b9a\u4ef7+\u4ee5\u98ce\u9669\u4fdd\u8d39\u4e3a\u6838\u5fc3\u8ba1\u7b97\u4fdd\u8d39\u3002\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u6709\u8f66\u9669\u4e1a\u52a1\u7684\u9669\u4f01\u643a\u624b\u5927\u6570\u636e\u516c\u53f8\uff0c\u4e3a\u8f66\u9669\u51c6\u786e\u5b9a\u4ef7\u670d\u52a1\u3002\u5927\u4f17\u6700\u719f\u6089\u7684\u662f<br \/>\u662f\u4f17\u5b89\u4fdd\u9669\u7684\u4fdd\u5f6a\u8f66\u9669\uff0c\u5b8c\u5168\u57fa\u4e8e\u4e92\u8054\u7f51\u6570\u636e\u5b9e\u73b0\u7528\u6237\u5206\u6790\u3002<\/p>\n<p style=\"text-indent: 2em;\">\u73b0\u5728\u5f88\u591a\u4fdd\u9669\u516c\u53f8\u90fd\u5728\u5f15\u8fdbUBI(UsageBasedInsurance\uff0c\u5de6\u536b\u4e1c\u8f86\u4f7f\u7528\u7684\u4fdd\u9669\uff09\u5b9a\u4ef7\u6a21\u5f0f\uff0c\u5206\u6790\u8f66\u4e3b\u7684\u9a7e\u9a76\u4e60\u60ef\uff0c\u5b9e\u73b0\u8f66\u8f86\u4fdd\u9669\u5b9a\u4ef7\u7684\u81ea\u52a8\u5316\u3002\u5de6\u536b\u4e1c\u8bf4\uff0c\u4f46\u8fd9\u79cd\u6a21\u5f0f\u4ecd\u5904\u4e8e\u65e9\u671f\u9636\u6bb5\uff0c\u4ecd\u9700\u8981\u4e0d\u65ad\u6539\u8fdb\uff0c\u4ee5\u5b9e\u73b0\u6700\u7ec8\u7684\u4e00\u8f66\u4e00\u4ef7\u3002<\/p>\n<p style=\"text-indent: 2em;\">\u4e1a\u5185\u4eba\u58eb\u8868\u793a\uff0c\u5229\u7528\u5c0f\u4fdd\u9669\u516c\u53f8UBI\u4e00\u65b9\u9762\uff0c\u5dee\u5f02\u5316\u4ea7\u54c1\u53ef\u4ee5\u964d\u4f4e\u5ba2\u6237\u83b7\u53d6\u6210\u672c\uff0c\u53e6\u4e00\u65b9\u9762\uff0c\u5b83\u4eec\u53ef\u4ee5\u964d\u4f4e\u4e1a\u52a1\u98ce\u9669\u3002<\/p>\n<p style=\"text-indent: 2em;\">\u5728\u670d\u52a1\u65b9\u9762\uff0c\u4e3b\u8981\u662f\u4e3a\u4e86\u63d0\u9ad8\u7d22\u8d54\u6548\u7387\uff0c\u63d0\u9ad8\u7d22\u8d54\u670d\u52a1\u3002\u968f\u7740\u6c7d\u8f66\u4fdd\u9669\u670d\u52a1\u673a\u6784\u7684\u589e\u52a0\u3001\u4ef7\u683c\u548c\u4ea7\u54c1\u540c\u8d28\u5316\uff0c\u670d\u52a1\u5df2\u6210\u4e3a\u4fdd\u9669\u4e3b\u4f53\u4e0e\u5ba2\u6237\u7ade\u4e89\u7684\u6740\u624b\u950f\uff0c\u56e0\u6b64\u5df2\u6210\u4e3a\u5404\u4fdd\u9669\u4f01\u4e1a\u6c7d\u8f66\u4fdd\u9669\u6d41\u7a0b\u7684\u91cd\u70b9\uff0c\u5982\u63d0\u9ad8\u7d22\u8d54\u6548\u7387\u3001\u63d0\u4f9b\u66f4\u591a\u4e2a\u4eba\u670d\u52a1\u7b49\u3002<\/p>\n<p style=\"text-indent: 2em;\">\u5728\u6c7d\u8f66\u4fdd\u9669\u4e1a\u52a1\u7684\u4e00\u7ebf\u5de5\u4f5c\u4e2d\uff0c\u6211\u4eec\u53d1\u73b0\u6d88\u8d39\u8005\u5bf9\u670d\u52a1\u7684\u8981\u6c42\u8fdc\u8fdc\u9ad8\u4e8e\u4fdd\u8d39\u9700\u6c42\u3002\u53a6\u95e8\u592a\u5e73\u6d0b\u4fdd\u9669\u5206\u516c\u53f8\u7684\u4e00\u540d\u4e1a\u52a1\u4eba\u5458\u8868\u793a\uff0c\u5404\u516c\u53f8\u7684\u5b9e\u9645\u4fdd\u8d39\u5dee\u8ddd\u4e0d\u662f\u5f88\u5927\uff0c\u5728\u4ef7\u683c\u5dee\u5f02\u7684\u524d\u63d0\u4e0b\uff0c\u6d88\u8d39\u8005\u66f4\u6ce8\u91cd\u670d\u52a1\u3002<\/p>\n<p style=\"text-indent: 2em;\">\u592a\u5e73\u6d0b\u4fdd\u9669\u3001\u5e73\u5b89\u3001\u5730\u7403\u8d22\u4ea7\u4fdd\u9669\u7b49\u4fdd\u9669\u516c\u53f8\u4ece\u8fd9\u4e9b\u65b9\u9762\u5f00\u59cb\uff0c\u4e00\u4e9b\u5730\u533a\u751a\u81f3\u5c06\u8c03\u67e5\u548c\u635f\u5931\u786e\u5b9a\u5de5\u4f5c\u6574\u5408\u5728\u4e00\u8d77\uff0c\u4ee5\u51cf\u5c11\u7d22\u8d54\u65f6\u95f4\u3002<\/p>\n<p style=\"text-indent: 2em;\">\u521b\u65b0\u66f4\u4e3a\u660e\u663e\u3002\u5728\u4ef7\u683c\u3001\u6e20\u9053\u548c\u670d\u52a1\u540c\u8d28\u5316\u7684\u60c5\u51b5\u4e0b\uff0c\u8bb8\u591a\u4e2d\u5c0f\u578b\u4fdd\u9669\u4f01\u4e1a\u52a0\u5f3a\u4e86\u4ea7\u54c1\u521b\u65b0\uff0c\u5728\u7ec6\u5206\u9886\u57df\u548c\u7ec6\u5206\u5e02\u573a\u63d0\u4f9b\u7684\u6c7d\u8f66\u4fdd\u9669\u4ea7\u54c1\u548c\u670d\u52a1\u3002<\/p>\n<p style=\"text-indent: 2em;\"><strong>\u65b0\u8fdb\u5c55:\u4e8c\u6b21\u8d39\u6539\u6b63\u5728\u915d\u917f\u4e2d<\/strong><\/p>\n<p style=\"text-indent: 2em;\">\u65e0\u8bba\u662f\u521b\u65b0\u6539\u9769\u8fd8\u662f\u4ef7\u683c\u6218\uff0c\u5546\u4e1a\u8f66\u8d39\u6539\u9769\u90fd\u662f\u56fd\u5185\u6c7d\u8f66\u4fdd\u9669\u5e02\u573a\u7684\u8fdb\u6b65\u3002\u5b83\u5c06\u81ea\u4e3b\u6743\u5f52\u8fd8\u7ed9\u4fdd\u9669\u516c\u53f8\uff0c\u4f7f\u6c7d\u8f66\u4fdd\u9669\u4ef7\u683c\u66f4\u52a0\u5e02\u573a\u5316\u3002\u7279\u522b\u662f\u5728\u56fd\u5185\u6c7d\u8f66\u4fdd\u9669\u5e02\u573a\u5feb\u901f\u53d1\u5c55\u7684\u4eca\u5929\uff0c\u6c7d\u8f66\u4fdd\u9669\u5b9a\u4ef7\u7684\u5e02\u573a\u5316\u6539\u9769\u53ef\u4ee5\u4f7f\u5e02\u573a\u66f4\u5177\u7ade\u4e89\u529b\u3002<\/p>\n<p style=\"text-indent: 2em;\">\u6570\u636e\u663e\u793a\uff0c2016\u5e74\u4e2d\u56fd\u6c7d\u8f66\u4ea7\u9500\u91cf\u8d85\u8fc72800\u4e07\uff0c\u8fde\u7eed8\u5e74\u4f4d\u5c45\u4e16\u754c\u7b2c\u4e00\u3002\u636e\u4e2d\u56fd\u4fdd\u76d1\u4f1a\u6700\u65b0\u7edf\u8ba1\uff0c\u4ec52016\u5e74\uff0c\u4e2d\u56fd\u6c7d\u8f66\u4fdd\u9669\u4e1a\u52a1\u539f\u4fdd\u9669<strong>\u4fdd\u8d39\u6536\u5165<\/strong>6834.55\u4ebf\u5143\uff0c\u540c\u6bd4\u589e\u957f10.25%\uff0c\u672a\u6765\u589e\u957f\u6f5c\u529b\u5de8\u5927\u3002<\/p>\n<p style=\"text-indent: 2em;\">\u7136\u800c\uff0c\u5728\u5546\u4e1a\u8f66\u8d39\u6539\u9769\u7684\u65e9\u671f\u9636\u6bb5\uff0c\u4ecd\u5b58\u5728\u8bb8\u591a\u95ee\u9898\u3002\u4e2d\u56fd\u4fdd\u76d1\u4f1a\u526f\u4e3b\u5e2d\u9648\u6587\u8f89\u66fe\u8868\u793a\uff0c\u8bd5\u70b9\u6539\u9769\u7684\u7ed3\u679c\u662f\u6269\u5927\u4e86\u4fdd\u9669\u8d23\u4efb\u548c\u8986\u76d6\u8303\u56f4\uff0c\u63d0\u9ad8\u4e86\u4fdd\u9669\u4f01\u4e1a\u7684\u7ba1\u7406\u6c34\u5e73\u548c\u5458\u5de5\u7684\u80fd\u529b\u548c\u7d20\u8d28\u3002\u7136\u800c\uff0c\u8fd9\u4e9b\u6210\u5c31\u5e76\u6ca1\u6709\u63a9\u76d6\u5b58\u5728\u7684\u95ee\u9898\uff0c\u6c7d\u8f66\u4fdd\u9669\u7ade\u4e89\u52a0\u5267\u3001\u624b\u7eed\u8d39\u4e0a\u6da8\u7b49\u95ee\u9898\u4ecd\u7136\u5b58\u5728\u3002<\/p>\n<p style=\"text-indent: 2em;\">\u8bd5\u70b9\u6539\u9769\u53d6\u5f97\u4e86\u6210\u6548\uff0c\u4f46\u4ecd\u5b58\u5728\u4e00\u4e9b\u503c\u5f97\u5173\u6ce8\u7684\u95ee\u9898\u3002\u9648\u6587\u8f89\u8bf4\uff0c\u9996\u5148\uff0c\u4ed6\u5bf9\u6539\u9769\u65b9\u5411\u7684\u7406\u89e3\u4e0d\u7edf\u4e00\uff0c\u4e00\u4e9b\u4fdd\u9669\u516c\u53f8\u575a\u6301\u65e7\u7684\u601d\u7ef4\u6a21\u5f0f\uff0c\u5e0c\u671b\u76d1\u7ba1\u673a\u6784\u80fd\u7ad9\u51fa\u6765<br \/>\u4e3a\u4e86\u8fbe\u5230\u7ef4\u6301\u5e02\u573a\u4efd\u989d\u3001\u5b9e\u73b0\u7ecf\u8425\u5229\u6da6\u7684\u76ee\u7684\uff0c\u5e72\u9884\u4ef7\u683c\u548c\u8d39\u7528\uff1b\u4e8c\u662f\u7efc\u5408\u6210\u672c\u7387\u7684\u7ed3\u6784\u53d1\u751f\u4e86\u53d8\u5316\u3002\u5728\u7efc\u5408\u8d54\u507f\u7387\u4e0b\u964d\u7684\u540c\u65f6\uff0c\u7efc\u5408\u8d39\u7528\u7387\u4e0a\u5347\uff0c\u8868\u660e\u884c\u4e1a\u8d39\u7528\u7ade\u4e89<br \/>\u884c\u4e1a\u540e\uff0c\u884c\u4e1a\u8fd0\u8425\u6548\u7387\u4ecd\u7136\u4e0d\u9ad8\u3002<\/p>\n<p style=\"text-indent: 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